How To Open Recurring Deposit (RD) Account in Kotak Mahindra Bank Using Internet Banking?

Finance Guru Speaks: This article will show you how you can open Recurring Deposit (RD) in Kotak Mahindra Bank using Online or Internet Banking.

You can follow below steps to open the RD in Kotak Mahindra Bank through Internet banking:-

  1. Open Kotak Mahindra Bank Online Banking Website.
    Kotak Mahindra Bank Login Page
    Kotak Mahindra Bank Login Page
  2. Provide your login details like CRN (Customer Relationship Number) and Password. Click on SECURE LOGIN button.
  3. On the next page, generate the Dynamic Access Code. It will be sent to your registered Email ID and Mobile Number.
    Dynamic Access Code Generation Page
    Dynamic Access Code Generation Page
  4. Provide the Dynamic Access Code and click on SECURE LOGIN.
  5. Once the Home Page gets opened, go to Banking -> Deposits -> Open A Term / Recurring Deposit link as shown below.
  6. Kotak Mahindra Bank RD Account
    Kotak Mahindra Bank RD Account
  7. Select Deposit Type as Recurring Deposit and fill all the details as shown below.
    Kotak Mahindra Bank Recurring Deposit Details Page
    Click to enlarge - Recurring Deposit Details Page
  8. Once done, click on Submit button.

Congratulations!! You have successfully opened RD account using Online Banking facility in Kotak Mahindra Bank. 


  1. How can we break recurring deposit through kotak mahindra bank app?

  2. How to break RD through kotak bank app?

    1. Hi Megha,

      Thanks for visiting this blog.
      You can break the RD through Kotak internet banking website. It seems there is no option available to close the RD through App.

      Team Finance Guru

  3. There is no option available to break ???

    1. Dear Reader,

      Thanks for visiting. You can break this RD as follows:-

      1. Open Net Banking website.
      2. Click on "Banking"
      3. On the left hand side, you can see "BANKING". Under which, click on "Deposits" and then "Premature Withdrawal of Deposit" link.
      4. Select "Recurring Deposit" option and Submit.

      Keep visiting. Thanks again.


Thanks for your interest. Keep visiting.

Finance guru Speaks

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