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How To Stop Cheque Payment Through HDFC NetBanking?

Finance Guru Speaks: This article will provide you information on how you can request for stopping your HDFC Cheque payment through NetBanking facility.

First of all, why would someone issue a Cheque and then want to cancel the payment request?

Some of the common reasons are:-
  1. The respective issued Cheque got lost in courier/post.
  2. Issued Cheque got stolen.
  3. You want to reissue a new Cheque because of some reasons.
  4. You have already paid the receiving party in Cash.
  5. The Cheque was issued with some errors.

Here are the steps you can follow to stop cheque payment through HDFC NetBanking:-


1. Login to HDFC  Internet Banking Account with your Username/Password.

HDFC NetBanking Login Page
HDFC NetBanking Login Page
 
2. Once the page is opened, go to Request > Stop Payment of Cheque and you can see the page which will help you to cancel your Cheque payment.

Stop Cheque Payment
Click to enlarge - Stop Cheque Payment
-          First select the Account number.

-          As seen above, you need to select the Start Cheque Number and End Cheque Number. Suppose you have to cancel payments issued via 3 Cheques: 000121,000122 & 000123, then you can give "Start Cheque Number=000121" and "End Cheque Number = 000123".

-          If you want to cancel only one Cheque Payment, then enter that Cheque Number in the "Start Cheque Number" field and leave "End Cheque Number" as Blank.

-          Provide the Reason of cancelling the cheque .

-          Click on Continue button.

-         Confirm the request.

This is how you can cancel the payment request of an issued Cheque.

Please note as per Internet Banking site:-

Stop Payment instruction once given cannot be withdrawn.
 

Also Read:




Images Courtesy: HDFC Bank
 
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21 comments:

  1. Thanks a lot. It really helped. God bless you. You saved my time. Wish you all the best for more such useful articles.

    ReplyDelete
  2. I lost my cheque book so I dont know the numbers and I suspect some of the cheques were signed as I stay away and cheque book is with my family.

    ReplyDelete
    Replies
    1. Hi Rohan,

      No worries. Please visit your nearest HDFC branch as soon as possible. When bank issues any cheque book to a Customer, it knows the series of cheque leaves assigned to a particular customer. On that basis, you can request for the complete cheque leaves (or cheque book assigned on your name) cancellations. You may need to write a letter to the branch as the cancellation request.


      Regards,
      Team Finance Guru

      Delete
  3. very nice and helpful.. keep it up..

    ReplyDelete
    Replies
    1. Thank you for the appreciation!

      Regards,
      Team Finance Guru

      Delete
  4. Your presentation is simple and easy to understand. Thanks for the useful infomation.

    ReplyDelete
    Replies
    1. Hi Deedat,

      Thanks for your kind words. Keep visiting the blog and share the articles on Social media.

      Regards,
      Team Finance Guru

      Delete
  5. Replies
    1. Hi Hirdesh,

      You are welcome.


      Regards,
      Team Finance Guru

      Delete
  6. Will it get cancel if the cheque is already deposited in bank but not processed yer

    ReplyDelete
  7. Dear Reader,

    Thanks for visiting this blog. I will explain the answer with an example for better clarity.

    Suppose you gave your HDFC bank account Cheque to Axis bank account holder. Now, Axis Bank AC holder will deposit the cheque in his/her Axis bank. Once the cheque is deposited in Axis, it will be presented to HDFC Bank through the Cheque clearing mechanism. So, if you already requested for Stop Cheque Payment in HDFC, then HDFC will not process the Chqeue Payment Request to Axis Bank.

    Hope you are clear now.

    Keep visiting the blog.


    Regards,
    Team Finance Guru

    ReplyDelete
  8. I am facing really worst experience with HDFC. My account was salary account since i changed my office salary was not credited in that account. Inspite of it i was maintaining more than 15 thousand 2 months ago. Without proper intimation my salary account got switched into savings account . Now i have got a text from hdfc which says dey charged me 1653 for non maintainence of account. When i was maintaining i dint even get a single buck that is not my problem. But for 3 months how u people can charge me 1653. To enquire about this i have called hell number of time to the customer care but i have not got connected to the executive . I want a immediete solution.

    ReplyDelete
    Replies
    1. Hi Yoga,

      You can visit your Home branch and put forward your concerns. Also you can register your grievance here - https://leads.hdfcbank.com/applications/webforms/apply/HDFC_CustomerCenter/Customer_Center.aspx

      Select "Products/Services" as "Savings Account", "Query related to" as "Charges" and "Type of query" as "What are ..."

      Regards,
      Team Finance Guru

      Delete
  9. I have stopped payment. I want to go to HDFC branch and ask give back the cheque. Will they give back to me.

    ReplyDelete
    Replies
    1. Dear Reader,

      To whom you have issued the Cheque and why would you need it back once the Stop Payment is executed against that Cheque? It is not required.


      Regards,
      Team Finance Guru

      Delete
  10. Thanks a lot .


    It saved my time & documentation

    ReplyDelete
    Replies
    1. Thank you dear Reader! Keep visiting & sharing articles.


      Regards,
      Team Finance Guru

      Delete
  11. Great article. Helped a lot and saved time. However, is there any confirmation of the payment being stopped. It's just I want to know for sure that the cheque was sent for encashment and was turned down. Please let me know if there is a way. Thank you.

    ReplyDelete
    Replies
    1. Hi Jyotsna,

      Thanks for visiting this blog. Once you initiate the Stop Payment request, it gets active in the bank system and stops the cheque payment. You can call Customer Care or visit your branch, incase you need to confirm about the payment being stopped.


      Regards,
      Team Finance Guru

      Delete
  12. Replies
    1. Thank you Gaurav. Keep reading & sharing the articles.


      Regards,
      Team Finance Guru

      Delete

Thanks for your interest in this blog.


Sincerely,
Team Finance Guru Speaks

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