How To Block and Reissue SBI Credit Card

Finance Guru Speaks: This article will guide you on how to block your SBI Credit Card due to Fraud and later reissue a new Credit Card.

As the usage of Credit Cards has increased, the risks of fraud have also gone up. We tend to store our Card details on various websites for some Subscription or one-time Payment activities. This leads to Suspicious transactions without our knowledge.

Once any Suspicious transaction is generated, the Credit Card company normally stops or put a hold on that transaction and requests the Card Owner to cross-check the authenticity. If the Suspicious transaction is not authorized by the Card Owner, the Credit Card gets blocked for Safety purpose and a new Card gets issued to avoid such mischievous frauds in the future.

This article will help you in sharing the steps to block your SBI Credit Card due to some suspicious transactions and reissue a new Credit Card for your safety.

Steps to Block and Reissue your SBI Credit Card:-

1. Once a Suspicious Transaction has happened, you will receive an SMS or Email from SBI. Contents of which are:-

2. Login to SBI Credit Card Website or Mobile App using your Username and Password. For this article, we will use SBI Credit Card Mobile App to perform the required steps.

3. As soon as you open the Mobile App, you will be shown the below screen. Make sure to check your Card details, Reason as Suspicious transaction, your correct Address. Click on SUBMIT button:-

4. You will get the confirmation Service Request No. once you submit the request. 

Now, click on REQUEST FOR A NEW CARD button to reissue a new Card:-

Congratulations! You have successfully blocked your SBI Credit Card and reissued a new one.

                         

Images Courtesy: SBI Credit Card Mobile App

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COVID19 - Change In Mutual Funds Cut-Off Timings

Finance Guru Speaks: This is important information regarding a temporary change in NAV Cut-Off timings for Mutual Funds Operations.

Attention: All the Mutual Funds Investors!🙏

With reference to RBI Press Release dated April 03, 2020 and AMFI communication dated April 06, 2020, it has been decided by Mutual Fund Houses to revise the cut-off timing for both Subscription and Redemption in various mutual fund schemes for a temporary period effective from April 7, 2020 to April 17, 2020 (both days inclusive).

• Subscription Operations = Purchase, SIP, Switch, etc.
• Redemption Operations = Sell/Redeem, SWP.

The revised cut-off timings are mentioned below:-

Click to enlarge - Mutual Funds Change in Cut-Off Timing

I would like to reiterate that this is a temporary change and only applicable for the period effective from April 7, 2020 to April 17, 2020 (both days inclusive).


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Forgot Axis Internet Banking Password? Check How To Generate Password Online.

Finance Guru Speaks: Have you lost or forgot your Axis Bank Internet Banking Password and not able to perform online banking operations? 

If yes, then this article will inform you how the new Internet Banking Password can be generated online and without much effort!!

It is mandatory to have a registered mobile number updated for Account holders. Also, you will be requiring your Debit Card details inorder to generate a new Internet Banking Password.

Steps to follow to generate Axis Bank Internet Banking Password Online :-

1. Open Axis Bank Internet Banking website and click on Login link as shown below:-

Axis Bank Internet Banking - Forgot Password

2. As shown below, click on Forgot Password?:-

Axis Bank Internet Banking - Forgot Password

3. Enter your registered Login ID (Customer ID) and click on Proceed:-

Axis Bank Internet Banking - Forgot Password

4. Now, provide your Debit Card details and click on Proceed button:-

Axis Bank Internet Banking - Forgot Password

5. Provide your New Internet Banking Password and OTP which you have received on your registered Mobile No. Click on Submit:-

Axis Bank Internet Banking - Forgot Password

Congratulations! You have successfully generated your new Internet Banking Password. 👍

Do not share this new Password with anyone, even if the person claims to be an Axis Bank official.

Images Courtesy: Axis Bank Website

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Download YES Bank Cash and Cheque Deposit Slip

Finance Guru Speaks: This article will provide you YES Bank Cheque and Cash Deposit Slip. 

YES Bank Cheque and Cash Deposit Slip

You have to fill this deposit slip and submit to the bank counter when you want to deposit Cash or Cheque in any YES Bank branch.

To download:



Please click:  YES Bank Cash and Cheque Deposit Slip

Important instructions given by Bank -

(Click to enlarge) YES Bank Cheque and Cash Deposit Slip - Instructions

Also Read:

More Articles About Cash & Cheque Deposit Slips

Images Courtesy: YES Bank

Download Re-KYC Form For Kotak Mahindra Bank

Finance Guru Speaks: This article will provide Re-KYC Form for Kotak Mahindra Bank. As per directives from RBI, it is mandatory for Banks to seek and update Know Your Customer (KYC) details of customers periodically in their records.

Bank Account Holders are requested to submit the enclosed self-certified declaration (which is attached in this article) along with the following documents:  

• Self-attested copy of identity proof document
• Self-attested copy of address proof document
• Latest photograph

Click the link to download: KOTAK BANK Re-KYC FORM

Note: Bank will send emails to customers pending for Re-KYC procedure. You can submit this duly-filled Re-KYC form along with the above-mentioned documents to any of the Bank branches or via Post/Courier.

Also read:

More Articles on Kotak Mahindra Bank

Image Courtesy: Kotak Mahindra Bank website

How To Link Aadhaar Number with Kotak Mahindra Bank Using SMS?

Finance Guru Speaks: This article will provide details on how you can link your Aadhaar No. with Kotak Mahindra Bank using SMS.

Also Read:

More Articles on Aadhaar 

  

Below are the steps for Aadhaar seeding with Kotak Mahindra Bank through SMS:-

 1. First you need to register your Mobile No. with your Bank. You can approach to branch and get your Mobile No. registered.

2. Once your Mobile No. gets registered, you need to send SMS to 5676788 in the following format :-

AADHAAR <space><12 DIGIT AADHAAR><space><CRN>

Aadhaar linking with Kotak Mahindra Bank

Let's say your Aadhar No. is 123456789000 and your CRN (Customer Relationship No.) is 112233. So you need to send SMS to 5676788 as -

AADHAAR 123456789000 112233

You can find CRN (Customer Relationship No.) is mentioned on your Debit Card / Cheque book or any other communication you would have received from the bank.

3. You will get SMS confirmation of Aadhar seeding request.

4. The Aadhaar number will be verified by Bank with UIDAI. If the verification is failed, you can contact the branch along with Aadhaar number or e-aadhaar.

Congratulations!! You have linked your Aadhaar Number with your Kotak Mahindra Bank through SMS.

Please note :-

- On submitting, your request for seeding Aadhaar Number into your account with the Bank will be processed, basis the validation with NPCI / requisite authorities.

- This request will not be processed if details in Bank Account do not match with details available with UIDAI.

- The Bank is not responsible for any erroneous updation of Aadhaar Number in your account.

- Please do not submit parallel requests for Aadhaar seeding using more than one medium. If you have already submitted your request for Aadhaar Card linking either with Aadhaar linking form at bank branch / SMS Banking / Netbanking, please wait for the failure message before again submitting your request through any of these mediums.


 Images Courtesy: Kotak Mahindra Bank and UIDAI Websites

How To Link Aadhaar Number with Standard Chartered Bank Using SMS?

Finance Guru Speaks: This article will provide details on how you can link your Aadhaar No. with Standard Chartered Bank using SMS.

Also Read:

More Articles on Aadhaar 

  

Below are the steps for Aadhaar seeding with Standard Chartered Bank through SMS:-

 1. First you need to register your Mobile No. with your Bank. You can approach to branch and get your Mobile No. registered.

2. Once your Mobile No. gets registered, you need to send SMS to 09223008844 in the following format :-


AN<space><Aadhaar No><space><last five digits of the account / card number>

Aadhar Seeding Request with Standard Chartered Bank

Let's say your Aadhar No. is 123456789 and your Account Number is 987643210123. So you need to send SMS to 09223008844 as -

AN 123456789 10123

3. You will get SMS confirmation of Aadhar seeding request.

4. The Aadhaar number will be verified by Bank with UIDAI. If the verification is failed, you can contact the branch along with Aadhaar number or e-aadhaar.

Congratulations!! You have linked your Aadhaar Number with your Standard Chartered Bank through SMS.

Please note :-

- On submitting, your request for seeding Aadhaar Number into your account with the Bank will be processed, basis the validation with NPCI / requisite authorities.

- This request will not be processed, if details in Bank Account do not match with details available with UIDAI.

- The Bank is not responsible for any erroneous updation of Aadhaar Number in your account.

- Please do not submit parallel requests for Aadhaar seeding using more than one medium. If you have already submitted your request for Aadhaar Card linking either with Aadhaar linking form at bank branch / SMS Banking / Netbanking, please wait for the failure message before again submitting your request through any of these mediums.


 Images Courtesy: Standard Chartered Bank and UIDAI Websites

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Know About Sovereign Gold Bond Scheme 2017-18 Series II

Finance Guru Speaks: Sovereign Gold Bond Scheme (SGBs) 2017-18 Series II Subscription is opened from 10th July to 14th July, 2017. 

SGBs are Government securities issued in multiples of 1 gram of gold by Reserve Bank on behalf of the Government of India. Issue Price for this period is INR 2780/- per gram. 

The Bonds will be sold through banks, Stock Holding Corporation of India Limited (SHCIL), designated post offices and recognised  stock  exchanges  viz.,  National  Stock Exchange  of  India  Limited  and Bombay  Stock  Exchange. 

You can buy this Bonds through Cash Payment (upto a maximum of Rs 20,000) or other means like DD/Cheque/Electronic Banking.

Sovereign Gold Bond Scheme

Benefits:-

1. No annual recurring expenses in maintaining the investment.
2. Earned interest will be directly credited to you Bank Account.
3. No risk of handling physical gold.
4. Capital gains tax is exempted on redemption.
5. Indexation benefit will be available on the transfer of bond. 

Important Points:-

1. Fixed Rate Interest earned is 2.50% payable half-yearly on the investment.
2. You can buy minimum of 1 gram and maximum of 500 gram of Gold.
3. You can redeem the value in Indian Rupees in 8 years from the date of issue. Exit options are available from 5th year onwards.
4. This Bonds can be held as collateral for loans.
5. You can trade this Bonds through NSE and BSE Stock Exchanges.


Images Courtesy: India Post Website

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18-Nov-2016 - Latest Update - Rs 500 and Rs 1000 Currency Demonetization

Finance Guru Speaks: This article will provide you latest update about demonetization of Rs 1000 and Rs 500 Currency Notes with effective from 18-Nov-2016. 

 

Please refer to below :-

Click to enlarge - Latest Update - Rs 500 and Rs 1000 Demonetization

We will keep you updated on the new guidelines as and when there are any changes.

You can also read:

How To Fill 1000 Rs 500 Rs Currency Exchange Form?

Download Request Slip For Exchange of 1000 and 500 Rs Bank Notes

14-Nov-Latest Update - Rs 500 and Rs 1000 Currency Demonetization

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Latest Update - Rs 500 and Rs 1000 Currency Demonetization

Finance Guru Speaks: This article will provide you latest update about demonetization of Rs 1000 and Rs 500 Currency Notes with effective from 14-Nov-2016. 

Please refer to below :-

Click to enlarge - Latest Update - Rs 500 and Rs 1000 Demonetization

We will keep you updated on the new guidelines as and when there are any changes.

You can also read:

How To Fill 1000 Rs 500 Rs Currency Exchange Form?

Download Request Slip For Exchange of 1000 and 500 Rs Bank Notes

  Please share this article over social networks. For more Learning, Please visit "At A Glance" Section.

Download Request Slip For Exchange of 1000 and 500 Rs Bank Notes

Finance Guru Speaks: This article will provide you 1000 Rs 500 Rs Currency Exchange Form. 

You need to deposit this filled form along with Self-attested copy of your ID Proof for exchanging 1000 Rs and 500 Rs Currency Notes in the Bank. 

Some of the mentioned ID Proof documents are Aadhar Card, PAN Card, Passport, Driving License, Voter ID Card etc.

Click the below image to download Currency Exchange Form : 

NOTE: You can deposit this form in any of the banks. It's not required to be submitted to your Home Bank or Branch. You just need to write Branch Name wherever you are going for currency exchange.

 Let us know if you need any assistance while filling this form. Happy to help.

You can also read:

How To Fill 1000 Rs 500 Rs Currency Exchange Form?

Latest Update - Rs 500 and Rs 1000 Currency Demonetization

 

Images Courtesy: Ministry of Finance, India

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How To Fill 1000 Rs 500 Rs Currency Exchange Form?

Finance Guru Speaks: For the benefits of our readers, we are providing below image of an already filled 1000 500 Rs Currency Exchange Form.

You need to deposit this filled form along with Self-attested copy of your ID Proof for exchanging 1000 Rs and 500 Rs Currency Notes in the Bank.

For the demonstration purpose, I have shown the filled form of ICICI Bank. However, details provided in the form can be applicable to any of the Banks.

You can read this article to download 1000 Rs 500 Rs Currency Exchange Form, applicable to all the Banks :-

 Download Request Slip For Exchange of 1000 and 500 Rs Bank Notes

Some of the mentioned ID Proof documents are Aadhar Card, PAN Card, Passport, Driving License, Voter ID Card etc.

Below is the filled 1000 500 Rs Currency Exchange Form :-

Click to enlarge - 1000 500 Rs Currency Exchange Form

NOTE: You can deposit this form in any of the banks. It's not required to be submitted to your Home Bank or Branch. You just need to write Branch Name wherever you are going for currency exchange.

 Let us know if you need any assistance while filling this form. Happy to help.

Image Courtesy: ICICI Bank

You can also read:

Latest Update - Rs 500 and Rs 1000 Currency Demonetization

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List of KYC Documents for Residential Address Change

Finance Guru Speaks:  This article will provide you list of KYC documents mandated by RBI for the purpose of Residential Address Change Request for Credit Cards. This list is applicable for Residential Address Change request for other avenues as well like Banks, Debit Card, Demat Account etc. You need to submit copy of any one of the mentioned documents.

 List of documents for Residential Address Change Request :-          

S. No	KYC Documents (Submit any one of the below)	Applicable for
1	Copy of Passport	All
2	Copy of Voter’s ID card	All
3	Driving License	All
4	UID /Aadhar Card	All
5	Letter issued by the Unique Identification Authority of India containing details of name, address and Aadhar number	All
6	Serving certificate with photo to be considered as a valid KYC (both residence & ID proof) ONLY for Employees of Defense. Issue date should be within 60 days from date of processing.	For Employees of Defense
7	Employer ID card having address details and photo will also be accepted as valid residence and ID proof	For Employees of Defense
8	Employer ID card having address details and photo will also be accepted as valid residence and ID proof	For Employees of Bank and Banking partners
9	Serving certificate with photo to be considered as a valid KYC (both residence & ID proof). Issue date should be within 60 days from date of processing.	For Employees of Bank
10	Employee ID Card (Issued by Government Department)	All
11	Utility bill which is not more than two months old of any service provider (electricity, telephone, postpaid mobile phone, piped gas, water bill)	All
12	Property or Municipal Tax receipt	All
13	Bank Account Or Post Office Saving Bank Account Statement valid only for last two month	All
14	Pension or family pension payment orders (PPOs) issued to retired employees by Government Departments or Public Sector Undertakings, if they contain the address	All
15	Letter of allotment of accommodation from employer issued by State or Central Government departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies.	All
16	Leave and license agreements with such employers as mentioned in point 15 above allotting official accommodation;	All
17	Documents issued by Government departments of foreign jurisdictions and letter issued by Foreign Embassy or Mission in India.	All

You need to submit self-attested proof of either your current residential address or permanent residential address.

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